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Debt collection guides by state
Plain answers to what happens after you fall behind: how long a creditor has to sue, how many days you have to respond, how much of your pay can be garnished, and how long a judgment lasts, with the law behind every number.
By state
- Virginia: deadlines, garnishment and judgments
- Maryland: deadlines, garnishment and judgments
- Washington, DC: deadlines, garnishment and judgments
- Pennsylvania: deadlines, garnishment and judgments
- West Virginia: deadlines, garnishment and judgments
- North Carolina: deadlines, garnishment and judgments
- South Carolina: deadlines, garnishment and judgments
- Florida: deadlines, garnishment and judgments
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Latest questions
- How long does a debt judgment last in South Carolina? (South Carolina, 2026-10-09)
- How long does a debt judgment last in West Virginia? (West Virginia, 2026-10-08)
- What is the statute of limitations on credit card debt in South Carolina? (South Carolina, 2026-10-06)
- What is the statute of limitations on credit card debt in West Virginia? (West Virginia, 2026-10-05)
- Can a credit card company garnish my wages in South Carolina? (South Carolina, 2026-10-04)
- How much of my paycheck can be garnished in West Virginia? (West Virginia, 2026-10-03)
- How long does a debt judgment last in Florida? (Florida, 2026-10-02)
- How long does a debt judgment last in North Carolina? (North Carolina, 2026-10-01)
- How long does a debt judgment last in Virginia? (Virginia, 2026-09-30)
- Can a creditor take Social Security money out of my bank account? (Federal law, 2026-09-30)
- How many days do I have to answer a debt lawsuit in Pennsylvania? (Pennsylvania, 2026-09-30)
- What is the statute of limitations on credit card debt in Pennsylvania? (Pennsylvania, 2026-09-30)
- Can a credit card company garnish my wages in North Carolina? (North Carolina, 2026-09-30)
- How many days do I have to answer a debt lawsuit in North Carolina? (North Carolina, 2026-09-30)
- What is the statute of limitations on credit card debt in North Carolina? (North Carolina, 2026-09-30)
- How much of my wages can be garnished in Maryland in 2026? (Maryland, 2026-09-30)
- How long does a debt judgment last in Maryland? (Maryland, 2026-09-30)
- Can my wages be garnished in Florida if I support my family? (Florida, 2026-09-30)
- How many days do I have to answer a debt lawsuit in Florida? (Florida, 2026-09-30)
- What is the statute of limitations on credit card debt in Florida? (Florida, 2026-09-30)
- How long do I have to answer a debt lawsuit in DC Superior Court? (Washington, DC, 2026-09-30)
- What is the statute of limitations on credit card debt in Washington, DC? (Washington, DC, 2026-09-30)
- Can a debt collector sue me for a debt that is past the statute of limitations? (Federal law, 2026-09-29)
- What is the statute of limitations on credit card debt in Maryland? (Maryland, 2026-09-27)
- How much of my paycheck can be garnished in Virginia in 2026? (Virginia, 2026-09-26)
- I got a warrant in debt in Virginia. What happens on the return date? (Virginia, 2026-09-25)
- How much of my paycheck can be garnished in DC in 2026? (Washington, DC, 2026-09-24)
- I was sued for a debt in Maryland District Court. How many days do I have to respond? (Maryland, 2026-09-23)
- How long can a creditor sue me for credit card debt in Virginia? (Virginia, 2026-09-22)
- Can a credit card company garnish my wages in Pennsylvania? (Pennsylvania, 2026-09-22)